Annual income
$ Calculate by payment Please enter the annual income.
Maximum payment
$ Please enter the maximum payment.
Monthly debts
$ Please enter the monthly debt.
Down payment
$ Please enter the down payment.
% Please enter the debt-to-income.
Interest rate
% Please enter the interest rate.
Loan term
months Please enter the loan term.
Property tax
$/year Please enter the property tax.
Home insurance
$/year Please enter the home insurance.
HOA dues
$/month Please enter the home insurance.
You can afford a house up to
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The reflected monthly payment is for estimation purposes and is not a cost-per-month guarantee. The quote is based on current customer information. The actual monthly payment may change.

Conventional loan products are available only at a fixed interest rate. You may qualify for multiple products, only one or none. Each mortgage product has its own terms, conditions, parameters, borrowing margin, interest rate type, how to evidence income, type of property or use to property, inclusion or exclusion of mortgage insurance, score using the average score of a report that includes the three credit bureaus (Experian, Transunion, Equifax).

The numbers you calculate on this page, in reference to a mortgage transaction, are for illustrative purposes only where data related to the data you are including is provided. Therefore, the interest rate you choose in this simulator, term, amount to be financed, etc. is subject to verification of your income, expenses, level of indebtedness, type of property and use you from, FICO credit score, mortgage insurance, tax, Association of owners or condoms, maintenance, mortgage product for which you qualify, etc.